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Sales executives, like individuals in many other professions, face unique challenges when investing their money and planning for retirement.

These challenges can be attributed to the nature of their income, the demands of their job, and the need to secure their financial future.


Transitioning from an active sales career to retirement might be challenging both financially and emotionally. Determining when you can retire and how to replace income from sales with sustainable retirement income sources can be complex.

Income Volatility 

Sales executives often experience irregular income due to commission-based compensation structures. This makes it difficult to create a consistent savings and investment plan, as your earnings can vary significantly from month to month or year to year.


With a variable compensation structure based on performance, exceeding your sales goals may result in a large, unexpected tax bill. This can hinder your financial plan and penalize you for a job well done.

Pressure for Performance 

As a sales exec, you often work under high-pressure conditions to meet targets and quotas. This focus on performance might leave you with less time and mental energy to dedicate to financial planning and investment decisions.

Time Constraints 

The demands of a sales career, including travel, meetings, and client interactions, can leave little time for your personal financial management. Researching investment options, tracking performance, and making informed decisions may take a back seat to work responsibilities.

Longevity Risk 

Sales executives, like everyone else, need to plan for a retirement that could span several decades. Ensuring that your savings and investments can provide for your needs throughout retirement requires careful consideration of potential longevity risk.

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Our sales executives'
top challenges

We get that a successful sales career doesn’t necessarily correlate to having expertise in financial planning, investments, and retirement preparation. 

That’s where One-Up Financial comes in. 

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As an independent wealth management firm, we understand your predicament because we’ve worked with countless sales executives like yourself.


And with CFP and CPA designations, One-Up Financial has the added bonus this expertise brings ensuring you're financially prepared for life after sales. 


Creating a well-structured financial plan, diversifying investments, and setting realistic retirement goals can all contribute to a more secure financial future. It's also essential to start planning and investing as early as possible to take advantage of compounding returns and give investments time to grow.

One-Up Financial is uniquely qualified to see your entire financial picture, no matter how many variables you throw at us, and can successfully help plan your financial future.


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Erie, PA 16501


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